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Dive and Travel Insurance Options
Dive Accident Insurance
Dive accident insurance is required on most liveaboard dive boats and most dive resorts. Besides, it’s just smart to be covered. Your own health insurance may or may not cover you for diving accidents, it’s important that you check with the company before you dive. Diving accidents can be very costly, running into the tens of thousands of dollars. If you are transported to a chamber, they will start treatment immediately, and if you don’t have insurance you may be financially devastated. We still do not completely know what causes decompression sickness, there are a variety of factors. Insurance is relatively inexpensive compared to chamber treatment which is the only avenue available to a diving physician or chamber attendant.
If you dive more than a few times per year, it’s a good idea to have yearly coverage through the Divers Alert Network in Europe, the US or in the Asia Pacific Region. DiveAssure or Divemaster also offer good programs. If you only do one or two trips in the year, most boats offer coverage by the day. Please check with us to see your options. The Thai government requires all divers to have diving insurance to dive in the national parks. This is required.
Travel & Cancellation Insurance
While travel insurance is usually not required to book, most dive travel, especially liveaboard travel, is quite expensive. It will probably be one of the more expensive holidays you take in your lifetime. If you become ill or have a work related issue which prevents you from travel, having travel insurance will help you recover those costs. Travel insurance covers airline tickets, liveaboard trips, hotels and some even cover you in the loss of your diving or camera gear.
Dive Travel Insurers
DAN Asia Pacific
DAN provides coverage to help sick or injured divers. There are two components: DAN Membership providing Worldwide Emergency Evacuation Coverage, and DAN Dive Injury Insurance, covering treatment costs associated with a covered diving incident.
DAN Europe
DAN provides coverage to help sick or injured divers. There are two components: DAN Membership providing Worldwide Emergency Evacuation Coverage, and DAN Dive Injury Insurance, covering treatment costs associated with a covered diving incident.
DAN USA
DAN provides coverage to help sick or injured divers. There are two components: DAN Membership providing Worldwide Emergency Evacuation Coverage, and DAN Dive Injury Insurance, covering treatment costs associated with a covered diving incident.
DiveAssure
Diving locally or abroad? DiveAssure’s annual and short-term DiveSafe plans offer the coverage you need. The DiveSafe plan includes coverage for medical expenses, emergency medical evacuations, hyperbaric treatments and more.
Medical coverage is unlimited and in case of a diving accident your policy will pay directly and in real-time to hyperbaric chambers and other medical facilities around the world, saving you the need to pay a large amount out of pocket. The Duke Dive Medicine center – a leading team of dedicated hyperbaric medicine experts will monitor your evacuation and provide supervision and consultation services to assure that you receive the suitable and most professional treatment.
Is there more than one diver in your family?
DiveAssure is offering a 10% discount to families! Register all divers in your family under the same program and enjoy this special offer.
DiveMaster UK Only
The Worldwide Diver policy is an “Extended Stay” Travel Insurance policy that includes an International Diving Emergency Card (IDEC). It is an ideal policy for gap year students who may engage in scuba diving, and divers who will be travelling continuously for periods of 6 to 12 months (if you only intend to travel for periods of up to 120 days in any one trip then please see our Annual Multi Trip Cover). The policy also provides cover for Winter Sports.
Please note that there is no cover for Cancellation or Curtailment automatically included in this policy.
IMPORTANT NOTE: Worldwide Diver is only available to people residing in the United Kingdom at the time of purchase. This is extended stay travel insurance that covers trips starting and ending in the United Kingdom. If you are permanently resident outside of the United Kingdom we cannot offer you this insurance.
Travel insurance: simple & flexible
You can buy and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.
7 things you should know about travel insurance from WorldNomads.com
- Trusted reliable underwriters
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most. - Value for money with the cover you need
WorldNomads.com provides cover for what’s important for travellers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online. - Flexibility when you need it most
Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling. - Cover for a range of adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels. - World Nomads keeps you travelling safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub. - More than just great value travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal. - Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
Dive Travel Insurers
Travel Insurance 101: The Complete Guide
This ‘Travel Insurance 101’ tutorial is a good starting point for most travelers. Travel insurance can be very confusing, so I wrote this guide to walk you through the steps of understanding and buying travel insurance. The guide has 8 ‘chapters’ that you can go through one at a time. This breaks the information down so you can digest it easier. Every page contains a link to the next chapter, but you can also return here to the main page to navigate to jump between chapters.
Global Travel Insurance
Travel insurance for you and your family no matter where you’re from.
Global Risk Brokers
Specializing in worldwide travel, medical, life, disability and special risk insurance programs for global living, travel and work abroad
AIG Travel Guard
Travel and cancellation insurance for US Citizens only. With a Travel Guard® travel insurance policy, you’ll have valuable coverage that travels with you and your family. We’re America’s leading provider of travel insurance plans and assistance programs and we’re here to help you 24 hours a day, 7 days a week.
Credit Card Travel Insurance
Travel insurance (sometimes called trip insurance) will reimburse your prepaid travel expenses if things go awry or compensate you in the event of an emergency.
